/* ============================================================
   COMPONENT: Footer
   Shared across all public pages.
   ============================================================ */

.footer {
  background: var(--navy);
  color: rgba(255,255,255,0.7);
  padding: 72px 0 32px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 56px;
}

/* --- Brand column --- */
.footer-brand .logo-mark {
  width: 48px;
  height: 48px;
  object-fit: contain;
  margin-bottom: 16px;
  display: block;
}

.footer-brand h3 {
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--white);
  margin-bottom: 12px;
}

.footer-brand h3 span { color: var(--gold); }

.footer-brand p {
  font-size: 0.875rem;
  line-height: 1.75;
  color: rgba(255,255,255,0.45);
  max-width: 280px;
}

/* --- Link columns --- */
.footer-col h4 {
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--gold);
  text-transform: uppercase;
  letter-spacing: 0.09em;
  margin-bottom: 20px;
}

.footer-col ul li {
  margin-bottom: 12px;
}

.footer-col ul li a {
  font-size: 0.875rem;
  color: rgba(255,255,255,0.5);
  transition: var(--transition);
}

.footer-col ul li a:hover { color: var(--gold); }

/* --- Bottom bar --- */
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding-top: 28px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 16px;
}

.footer-bottom p {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.3);
}

.footer-bottom-links {
  display: flex;
  gap: 24px;
}

.footer-bottom-links a {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.3);
  transition: var(--transition);
}

.footer-bottom-links a:hover { color: var(--gold); }

/* --- Risk disclaimer --- */
.footer-disclaimer {
  margin-top: 20px;
  padding-top: 20px;
  border-top: 1px solid rgba(255,255,255,0.05);
}

.footer-disclaimer p {
  font-size: 0.72rem;
  color: rgba(255,255,255,0.22);
  line-height: 1.8;
  text-align: center;
}

/* --- Responsive --- */
@media (max-width: 900px) {
  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 32px;
  }
  .footer-brand { grid-column: 1 / -1; }
}

@media (max-width: 560px) {
  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
}